• Asset Finance: PC's, Machinery, Furnishings, Medical & Electronic Equipment, Vehicles
  
  
• Property Finance: Mortgages & Bridging Loans for Hotels, Pubs, Restaurants, Nursing Homes, Guest Houses, Retail Premises
  
  
• Factoring: Trade Finance, Export Finance, Invoice Discounting
  
  
• Insurance: Life Assurance, Key Man Insurance, Long Term Illness Cover, Personal & Product Liability
  
  
• Venture Capital
  
  
• F.A.Q's Our most Frequently Asked Questions.

MHJ Business Finance.
First Floor Offices,
137 Barnards Green Road, Malvern, Worcestershire,
WR14 3LT

Tel: 01684 568700
Fax: 01684 568711
E.mail: info@mhjfinance.co.uk

Consumer Credit Licence No. 488590.

:: Invoice Discounting ::

You want to grow your business but your cash
is tied up in unpaid invoices

The Solution
Invoice discounting from MHJ Finance.

What does it mean for your business?
An immediate injection of cash into the business and a ongoing supply of working capital. A source of funding which grows in line with your sales.

How does it work?
An initial injection of cash into your business of up to 80% of your outstanding invoices. Sales invoices and credit notes are transmitted to our invoice discounting service. We will then convert up to 80% of unpaid invoices into cash within 24 hours. The remaining 20%, less a small service fee, will be paid to you once your customers pay. We also give you 24-hour Internet access to your customers' accounts so you can keep track of payments received and the amount of funding available to you.

What type of businesses are suitable?
Your annual turnover must exceed ?1 million per annum and you must be trading profitably.

What does it cost?
Our services are tailored to your business so the fees will depend upon your specific needs. There are two types of fee. The first is the cost of the money you use, which is extremely competitive when compared with other forms of finance. The second is a service fee.

What to do next.
If you would like to find out more about Invoice Discounting, then call Mark Jones of MHJ Finance today on 0800 358 3033. You'll be talking to an experienced member of our team who will answer your questions and explain in more detail how we can provide a flexible solution for your business. Alternatively send details of your requirements by email or by using our online enquiry form.